Articles
on Fire and Smoke damage and more Tips :
- Protect
your home from fire loss
Your
home insurance policy is your primary line
of defense if disaster strikes. Here's what
to if you're concerned that your neighborhood
could be hit.
Tip
1: Create an inventory
Make sure you're insured for what you own
by conducting a room-to-room inventory of
your valuables. You can get started by checking
out the home inventory guide at the Web
site for the Insurance Information Network
of California, For
the full article click
here
- What
are the risks covered under fire insurance?
Fire
insurance business in India is governed
by the All India Fire Tariff that lays down
the terms of coverage, the premium rates
and the conditions of the Fire Policy. The
fire insurance policy has been renamed as
Standard Fire and Special Perils Policy.
The risks covered are as follows:
Fire:
Destruction
or damage to the property insured by its
own fermentation, natural heating or spontaneous
combustion or its undergoing any heating
or drying process cannot be treated as damage
due to fire. For e.g., paints or chemicals
in a factory undergoing heat treatment and
consequently damaged by fire is not covered.
Further, burning of property insured by
order of any Public Authority is excluded
from the scope of cover.
For
the full article click
here
- After
the Fire is Out: Cleaning Household Textiles
and Clothing
Fires
cause considerable damage to homes and their
contents; however, "after the fire"
activities can cause more damage. It is
important to take immediate, appropriate
action. Carpets, draperies, upholstered
furniture and clothing usually can be refurbished
after a fire, except for scorched or severely
water
damaged items.
Fire creates
two types of smoke damage — the
visible soot and the invisible odor. Because
each fire is different, it is not possible
to provide one set of guidelines for removing
soot and odor. For example, smoke odor
from wood could react differently to certain
cleaning products than smoke odor from
plastics. It usually is difficult for
inexperienced home owners to remove soot
and smoke odors without professional assistance
or advice.
This guide
provides emergency steps to take after
the fire is out and explains some of the
processes professional fire restorers
use to remove soot and smoke damage. Information
about cleaning clothing is based on research
findings. Dry cleaning is recommended
to remove soot and smoke odors from clothing,
but that may not always be the answer.
For
the full article click
here
|