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Floods Restoration

What is Flood?

Here's how "flood" is defined by the National Flood Insurance Program:

"A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties
(at least one of which is the policyholder's property) from:
Overflow of inland or tidal waters; or Unusual and rapid accumulation or runoff of surface waters from any source; or Mudflow; or Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above."

So, in plain English, a flood is an excess of water (or mud) on land that's normally dry.

Floods often happen when bodies of water overflow or tides rise due to heavy rainfall or thawing snow. But you don't have to live near water to be at risk of flooding. A flash flood, which can strike anywhere without warning, occurs when a large volume of rain falls within a short time.

More and more buildings, roads and parking lots are being built where forests and meadows used to be, which decreases the land's natural ability to absorb water. Coupled with changing weather patterns, this construction has made recent floods more severe and increased everyone's chance of being flooded.

Dangerous or damaging floods don't always mean dramatic, rushing waters through the streets of your hometown. Just a single inch of water can cause costly damage to your home! Keep this in mind when you're considering flood insurance.

 

Flood Recovery Services (Flood, Water etc)

 

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what you should do during a flood

Fill bathtubs, sinks, and jugs with clean water in case water becomes contaminated.
Listen to a battery-operated radio for the latest storm information.
If local authorities instruct you to do so, turn off all utilities at the main power switch and close the main gas valve.
If told to evacuate your home, do so immediately.
If the waters start to rise inside your house before you have evacuated, retreat to the second floor, the attic, and if necessary, the roof.
Floodwaters may carry raw sewage, chemical waste and other disease-spreading substances. If you've come in contact with floodwaters, wash your hands with soap and disinfected water.
Avoid walking through floodwaters. As little as six inches of moving water can knock you off your feet.
Don't drive through a flooded area. If you come upon a flooded road, turn around and go another way. A car can be carried away by just 2 feet of flood water.
Electric current passes easily through water, so stay away from downed power lines and electrical wires.
Look out for animals -- especially snakes. Animals lose their homes in floods, too.

Articles on Flood, Flood Insurance and more Tips :

  • About National Flood Insurance
    In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage caused by floods. The Mitigation Division a component of the Federal Emergency Management Agency (FEMA) manages the NFIP, and oversees the floodplain management and mapping components of the Program.

    Nearly 20,000 communities across the United States and its territories participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage. In exchange, the NFIP makes Federally backed flood insurance available to homeowners, renters, and business owners in these communities.

    Flood damage is reduced by nearly $1 billion a year through partnerships with communities, the insurance industry, and the lending industry. Further, buildings constructed in compliance with NFIP building standards suffer approximately 80 percent less damage annually than those not built in compliance. And, every $3 paid in flood insurance claims saves $1 in disaster assistance payments.

    The NFIP is self-supporting for the average historical loss year, which means that operating expenses and flood insurance claims are not paid for by the taxpayer, but through premiums collected for flood insurance policies. The Program has borrowing authority from the U.S. Treasury for times when losses are heavy, however, these loans are paid back with interest. For the full article click here

  • Flooding: a guide for older people
    Your safety is the most important thing...

    Your first thought should be your safety. Find out if family or friends can offer you a place to stay when flooding threatens If you have a disability contact your local authority social services and ask them how they will help if you are at risk from flooding.

    Plan your escape route, particularly if you are in a bungalow. If you live in a house and have window locks, always keep a key upstairs. Find out from your local authority where you would be evacuated to and let family and friends know. Download the full guide for older people below, and find links to other information about flooding.

    Make a list of useful numbers and keep it in a safe place. This should include, Floodline 0845 988 1188, family and friends, your local authority and your insurance company.
    For the full article click here

  • Emergency Measures for Flooding
    Home and property flooding can occur anywhere in Manitoba. Flooding can be caused by leaks, sewer backup, broken water mains or dam collapse. Being prepared for a flood can reduce potential harmful effects to your family and property.
    Flooding Precautions
    There are several long-term precautions you can take to minimize flood damage.
    Improve property drainage by sloping grounds away from buildings.
    Prepare plugs for basement drains and install sewer backup valves.
    Purchase sump pumps for quick removal of water.
    Flood Warning Action
    When a flood warning is issued, you should consider taking the following action:
    Install plugs in basement drains.
    Store drinking water in case tap supply becomes contaminated.
    Disconnect eaves troughs that drain into the sewer.
    Remove all chemicals from the basement and move personal belongings to upper floors.
    Install pumps, if they are available.
    Seek the advice of local municipal authorities before dike building. For the full article click here



 


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